6 Ways to Save Money on New Clothes

6 Ways to Save Money on New Clothes

Cut Your Clothing Clutter

If you have a favorite navy shirt, chances are, you rarely wear your second-favorite navy shirt, and never wear your third favorite! If you tend to buy a lot of items that are similar to each other, try organizing your closet by color, so when you pause by that navy polo shirt at the store, you’ll remember just how many navy shirts you already own.

Shop in the Off-Season

For the best deals on clothes, shop in the off-season. Buy spring and summer clothing in July and August, and fall and winter clothing in January and February. (You can often find the best sales right after the holiday season.) It’s sometimes a bummer to buy something you’re not going to be able to wear for six months, but when the time comes to switch seasons, you’ll be happy you already have some new clothes to wear—all of which were purchased on sale!

Befriend Those in the Know

If you have a favorite shop you find yourself spending a lot of time in, make sure to get friendly with the sales staff! Clothing stores often have unannounced sales, or they regularly begin sales on certain days of the week. If you’re down with the people who work there, they’ll often you tip you off. And if they really like you, they may let you put an item on layaway until it goes on sale a few days later.

Keep It Simple

When you’re buying clothes, always go for classic looks rather than modern, trendy ones. A blue V-neck T-shirt will be fashionable year after year, while something with more exotic colors or patterns will go out of style quickly. By choosing the basics, you won't have to buy as many new articles of clothing each season.

Take It to the Tailor

Going to a tailor may seem like an expensive proposition, but it’s often worth it if you unearth a good deal on a suit or other item of clothing that doesn’t quite fit. Found some jeans for ten bucks that look great but are an inch too long? A jacket that’s a steal, but a bit too baggy in the arms? For a small price, you can get these items custom-fitted at a tailor. And you’ll still be saving a bundle from what the normal retail price would be.

Revamp Shoes and Purses Yourself

Not happy with the color of a handbag or pair of fancy shoes? Instead of buying new accessories, turn that unbecoming chartreuse into an elegant black with a can of shoe color spray. You can pick up an inexpensive can of shoe color from a repair shop, then revamp those heels yourself instead of paying someone else to do it for you.

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Image courtesy of Shutterstock.

Source: quickanddirtytips.com

10 Things You Need to Know before Buying a Car

Buying a new or used car can be an intimidating experience. Many car salespeople may pressure you to leave the lot with a purchased vehicle, so it’s crucial you’re armed with information about the cars you are interested in, the budget you can afford, and the value of your trade-in—if you have one. With these details, you have all the tools you need to negotiate properly.

Here are 10 tips and strategies for making sure you get the best-quality vehicle at the lowest price.

1. Think about Financing

Prior to visiting any dealership, have a sense of what kind of deposit you can put down and what monthly payment you can afford. It also helps to do some research on available auto loans to get a sense of what you qualify for. Or try a service like AutoGravity, which allows you to select rates and terms that fit your budget and then obtain offers from lenders.

2. Check Your Credit Score

Knowing your credit score can be helpful as well. Justin Lavelle, chief communications officer for BeenVerified, says, “Having a good idea of your credit report and credit score and the interest rates available can help you negotiate a good deal and save hundreds, if not thousands, of dollars.”

3. Shop Around

Research the cars you might be interested in before you head to a dealership, rather than going in unprepared. To determine what kind of car you want, use resources like US News Best Cars, where you can search anything from “best cars for families” to “best used cars under 10k.” Another resource is Autotrader, which can be used to search new and used cars in your area by make, model, price, body style, and more.

4. Compare Prices

Lavelle also stresses getting detailed pricing info in advance: “Price the car at different dealerships and use online services to get invoice and deal pricing.” A reliable tool is Kelley Blue Book. Use the site’s car value tool to find out the MSRP and the dealer invoice of a car as well as a range of prices you can expect to see at dealerships. TrueCar is also helpful to use. You can search for and request pricing on any make, model, or year of car. You may get a slew of phone calls, emails, and texts from dealers immediately after, but having information from different dealerships can help you negotiate prices. You should also visit dealer sites to look for rebate offers.

5. Research Your Trade-In’s Value

If you have a trade-in, don’t wait for the salesperson to tell you what it’s worth. On Kelley Blue Book, you can get a sense of the value ahead of time so you know if you’re receiving a good offer. Or try the Kelley Blue Book Instant Cash Offer feature, where dealers will give you a guaranteed price for a trade, eliminating complicated haggling at the dealership. 

6. Test Drive Potential Purchases

You may want to pass on the test drive if you’re familiar with a particular make and model, but Lavelle recommends taking the time to do it anyway. “It is a good idea to inspect the car and give it a good test drive just to make sure all is working and there are no noticeable squeaks, rattles, or shimmies that could cause you headaches after your purchase,” he says.

7. Look at Car Histories

Before selecting dealerships to visit, search for consumer reviews so you can avoid having a bad experience. However, Lavelle warns that just because a car sits on a reputable, well-reviewed lot does not necessarily mean that the car is issue-free. So he recommends digging deeper, especially for used cars. “Services like CARFAX represent that they can tell you about the car’s life from first purchase forward, so that might be a good place to start,” he says. He also recommends checking the title, which you can do online via the DMV.

8. Find Repair Records

In addition to checking the repair history on the specific car you are interested in, Autotrader suggests looking up the repair record of the make and model. “Check J.D. Power and Consumer Reports reliability ratings to see if the vehicle you’re considering is known to be a reliable one,” the site states. It also recommend Internet forums and word of mouth.

9. Spring for an Inspection

Autotrader also suggests telling the seller you require an inspection from a mechanic before purchase to ensure there aren’t any problems. “While a mechanic may charge $100 or more for such an inspection, it can be worth it if it saves you from thousands of dollars in potential repairs,” it recommends. Some sellers may try to dismiss a mechanic’s inspection. Don’t give in—the seller could be covering up a serious issue with the car. Insist an inspection is done, or rethink your purchase.

10. Know Your Rights

For any new or used car, take the time to get familiar with the warranty package and return policies. Do you need to supplement the warranty? Are you familiar with the lemon law in your state?

Shopping for a car can be frightening, but with the right research and preparation, you won’t have any regrets. Use the tips and resources above, and snag a free credit report from Credit.com so you know what kind of financing you can expect.

Image: istock

The post 10 Things You Need to Know before Buying a Car appeared first on Credit.com.

Source: credit.com

How to Style Shelves | ApartmentSearch

You just moved into a new place with gorgeous built-in shelving units, but how do you decorate them? Old novels alone won’t do the trick, but these tips might!

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Source: blog.apartmentsearch.com

A QDT Q&A With Ken Kwapis

Quick and Dirty Tips: Your rap sheet of shows and movies you've directed includes notable episodes and films such as #BlackAF, Sisterhood of the Traveling Pants, The Office, Malcolm in the Middle, and He Said, She Said.  Can you share a few highlights and memorable moments? Would you say any of these movies or films was a gamechanger for your career?

Ken Kwapis: My very first feature film, Sesame Street Presents: Follow That Bird, is the story of Big Bird’s journey of self-discovery. Imagining he’d be happier living with his own kind, Bird decamps for a small town in the Midwest, where he moves in with a foster bird family. He soon realizes how much he misses Sesame Street, where a diverse group of all kinds—humans, monsters, grouches—live in harmony. It’s a message that’s as vital now as it was in 1985, when I directed the film. Why was this film a gamechanger for me? I connected to Big Bird’s emotional journey on a very personal level; in retrospect, I now see that it took an eight-foot bird to teach me that my job as a director was to become a student of human nature.

QDT:  How does your directing style change between movies and TVs and the type of show/movie you're working on (rom-com, comedy, etc)? Do you have to adapt to the genre?

KK: Whether directing comedy or drama, I try to find the humanity in any given scene. Put a different way, when I direct comedic material I look for ways to ground the scene in reality. And when I'm working on a dramatic piece, I look for humor to leaven the drama. There’s always humor hiding in the drama, waiting for a good director to discover.

Working in Hollywood, the biggest lesson I’ve learned is that you need to measure success on your own terms, not Hollywood’s.

QDT: What content (books, movies, essays, etc.) should college-aged and young adults be consuming if they want to work in film or media?

KK: There are so many ways to answer this question. Let me focus on filmmakers who are noteworthy for their understanding of the human condition. I urge you to get acquainted with directors who have a talent for putting truthful human behavior on the screen. There are many to choose from, but you could do a lot worse than luxuriating in the works of William Wyler, John Cassavetes, Yasujiro Ozu, Ernst Lubtisch, Mike Leigh, Max Ophuls, and Akira Kurosawa.

QDT: What has been the most important piece of advice you've ever received or the most important lesson you've learned?  

KK: Working in Hollywood, the biggest lesson I’ve learned is that you need to measure success on your own terms, not Hollywood’s. You can’t control the outcome of your efforts. You can’t control how many people buy a ticket at the box office. You can’t control what the critics say. What you can control is the process of making a film or television show, and my personal yardstick for success is whether or not I improve the process from project to project.

QDT: Do you have any advice for aspiring directors, writers, actors, or anyone who wants to work in the film industry?

KK: The most important thing to remember is that passion wins the day every time. I can’t tell you how to get your foot in the door, but once you do, the key is to impress upon prospective employers that you are passionate about a given project—be it a prestigious feature film or a commercial for dental floss. Passion wins the day.

Source: quickanddirtytips.com

Best credit cards for international travel

The best credit cards for international travel can make traveling a more comfortable and rewarding experience, and in more ways than one.

The right rewards credit card can help you score valuable travel perks like airport lounge access and expedited airport security. Some cards even let you avoid unnecessary foreign transaction fees. The top travel cards in the market also let you earn points and miles you can redeem for free flights, hotel stays and more.

If you’re in the market for a credit card for international travel, you’ll want to compare all the top cards to see how they might work for your travel style and goals. Keep reading to learn about the best credit cards for travel overseas, what they offer in terms of perks and rewards and how you can sign up.

Chase Sapphire Reserve®

  • Best for lounge access: The Platinum Card® from American Express
  • Best for flexibility: Capital One Venture Rewards Credit Card
  • Best for infrequent international trips: Chase Sapphire Preferred® card*
  • Best with no annual fee: Bank of America® Travel Rewards credit card
  • Students: Bank of America® Travel Rewards Credit Card for Students*
  • Chase Sapphire Reserve: Best credit card for international travel

    The Chase Sapphire Reserve is frequently listed as the top travel credit card on the market today, and for good reason. This card gives you 3X points on travel and dining purchases plus 1 point per $1 on everything else you buy. Through March 2022, you will also earn 10 points each dollar you spend on rides with Lyft. As an added bonus, you will earn 3X points on up to $1,000 per month in grocery spending through April 30, 2021 as well.

    New cardholders are also eligible to earn 50,000 points after spending $4,000 within three months of account opening. That’s worth $750 in travel through the Chase Ultimate Rewards portal.

    Redemption options are very flexible: You can redeem rewards as statement credits toward any travel purchase, or for travel through the Chase portal to get a 50% redemption bonus (making your points worth 1.5 cents apiece). Also, you can transfer your points at a 1:1 rate to 11 travel partners, including United MileagePlus and Southwest Rapid Rewards.

    In exchange for the $550 annual fee, you’ll also receive excellent travel benefits like a TSA Precheck or Global Entry credit and a Priority Pass Select airport lounge membership. Furthermore, the card comes with some of the best travel protections around, including trip cancellation and interruption insurance and primary car rental insurance.

    The card also offers a $300 annual travel credit that applies to most travel purchases. So, if you make at least $300 in travel purchases each year, you’ll cancel out most of the card’s fee.

    if you do the math, you’ll find that the Sapphire Reserve is usually the better value if you travel often, despite its higher fee.

    The Platinum Card® from American Express: Best credit card for international lounge access

    Frequent travelers who want superior perks should also consider The Platinum Card from American Express. This card gives you 5X points on up to $500,000 in airfare booked annually with airlines or through AmexTravel.com as well as 5X points on prepaid hotels booked through AmexTravel.com. You also get 1 point per $1 on everything else you buy as well as 75,000 points when you use your card for $5,000 in purchases within six months.

    Amazingly, you can also earn 10 points per dollar on eligible purchases at U.S. gas stations and U.S. supermarkets (on up to $15,000 in combined purchases) in the first six months.

    While you may not want to go solo with the Platinum card due to its more limited acceptance in foreign countries, you’ll find that the card is a great choice for getting comfortably to your destination. The Platinum card is piled with perks, including access to one of the largest and lushest lounge networks in the world, encompassing Amex Centurion lounges, Delta SkyClub lounges and the Priority Pass network.

    Furthermore, the card is laden with valuable travel credits, including an airline fee credit of up to $200, up to $200 in Uber credits each year, a credit for Global Entry or TSA Precheck membership and a $75-$100 hotel credit.

    The credits can be trickier to apply than the Sapphire Reserve’s travel credit (the airline fee credit, for instance, only applies to incidentals on one airline that you must designate at the start of each year). However, if you know how to use the Platinum card’s perks, you can easily outmatch the $550 annual fee.

    See related: When is a credit card annual fee worth it?

    Capital One Venture Rewards Credit Card: Best flexible card for international travel

    The Capital One Venture Rewards Credit Card offers an interesting rewards proposition and miles you can use in more than one way. Once you sign up, you’ll rack up a flat 2X miles for each dollar you spend. The card also offers 60,000 bonus miles worth $600 in travel when you spend $3,000 within three months of account opening.

    Redemption is simple and straightforward: You can redeem Capital One miles for any type of past travel on your credit card statement at a rate of 1 cent per mile using. Or, if you’re a bargain hunter and want to get a little extra value out of your miles, you can transfer them to a number of airline and hotel partners at a transfer ratio that varies based on the program.

    If you decide not to travel, you can even redeem your miles for purchases made through PayPal.com or Amazon.com.

    The card also offers a couple of features that make it a great choice for taking it abroad: It doesn’t charge any foreign transaction fees, and you’ll get up to a $100 credit for Global Entry or TSA Precheck membership, which can help you get through customs and security much faster. A $95 annual fee applies.

    Chase Sapphire Preferred® card: Best credit card for infrequent international trips

    If you want to earn rewards for international travel but you don’t take many trips abroad, it can make sense to sign up for a premier travel credit card that offers fewer international travel perks with a lower annual fee.

    The Chase Sapphire Preferred® card is one of the best options out there due to the fact you can transfer your points 1:1 to popular airlines for international travel, including Emirates, United Airlines, British Airways and more. You can also book international travel through Chase Ultimate Rewards, and you’ll get 25% more value when you do.

    This card starts you off with 60,000 points worth $750 in travel when you spend $4,000 within three months of account opening, but you’ll also earn 5X points on Lyft rides (through March 2022), 2X points on travel and dining and 1X points on all other purchases. Through April 30, 2021, you’ll also earn 2x points on up to $1,000 per month in grocery spending.

    While you won’t get perks like airport lounge access or Global Entry membership, you’ll only pay $95 per year to keep this card.

    See related: Best credit cards for airport lounge access

    Bank of America Travel Rewards credit card: Best international credit card with no annual fee

    While we generally prefer premium travel cards over no-annual-fee travel cards, you should check out the Bank of America Travel Rewards credit card if you’re trying to avoid an annual fee. For international trips, the Bank of America Travel card is a great choice – it doesn’t charge foreign transaction fees, plus you can add a PIN number to your card.

    A PIN number is a convenient option for foreign countries where chip and pin cards are standard – you can use your card in more places, including unattended terminals that require PIN numbers.

    The Bank of America Travel card also offers a solid rewards program: You get 25,000 points when you spend $1,000 on your card within the first 90 days, plus an unlimited 1.5 points for each dollar that you spend. When it comes to redeeming your rewards, you can cash them in for travel purchases at a rate of 1 cent per point, or for gift cards, merchandise and more.

    As a nice bonus, you’ll qualify for 0% APR on purchases for 12 months, followed by a variable APR of 14.99% to 22.99%. This perk can help you finance a large international trip then pay it down without interest for the first year.

    Bank of America® Travel Rewards Credit Card for Students: Best international credit card for students

    If you’re a student with no credit history trying to qualify for a travel card, you should check out the Bank of America Travel Rewards Credit Card for Students. The card offers a couple of key advantages: It doesn’t charge an annual fee, and it doesn’t charge any foreign transaction fees.

    It also offers an exceptionally good rewards program for a student travel card. You get the same 25,000-point sign-up bonus as the regular Bank of America Travel card and the same 1.5-point earning rate, allowing you to rack up lots of points that you can use to fund your travels.

    Redemption is just as easy and flexible as the regular Bank of America Travel card – you can redeem points as statement credits to cover any travel purchase. And like you would with the regular card, you’ll get 0 percent APR on purchases for 12 months, followed by a variable APR of 14.99% to 22.99%.

    See related: What happens when your 0% introductory APR ends?

    Compare top credit cards for international travel

    Rewards Annual fee
    Chase Sapphire Reserve®
    • 3x points on travel and dining
    • 3x points on up to $1,000 in grocery spending per month through April 30, 2021
    • 10x points on Lyft rides
    • 1x points on other purchases
    • 50,000 points if you spend $4,000 in first 3 months
    $550
    The Platinum Card® from American Express
    • 10x points on eligible purchases at U.S. gas stations and U.S. supermarkets on up to $15,000 in combined purchases during first 6 months of card membership
    • 5x points on up to $500,000 in airfare annually booked directly with airlines or through AmexTravel.com
    • 5x points on prepaid hotels booked through AmexTravel.com
    • 1x points on other purchases
    • 75,000 points if you spend $5,000 in first 6 months
    $550
    Capital One Venture Rewards Credit Card
    • 2x miles on all purchases
    • 60,000 miles if you spend $3,000 in the first three months of account opening
    $95
    Chase Sapphire Preferred card
    • 2x points on travel and dining
    • 2x points on up to $1,000 in monthly grocery spending through April 30, 2021
    • 1x points on other purchases
    • 60,000 points when you spend $4,000 within three months of account opening
    $95
    Bank of America® Travel Rewards credit card
    • 1.5x points on every purchase
    • 25,000 points if you spend $1,000 in first 90 days
    $0
    Bank of America® Travel Rewards Credit Card for Students
    • 1.5x points on every purchase
    • 25,000 points if you spend $1,000 in first 90 days
    $0

    How to choose an international travel card

    When choosing a card for international travel, you’ll want to look for rewards and benefits that match your travel plans and preferences. Most importantly, you need a card that you can use where you’re planning to travel. Here are the key features to consider:

    • Global acceptance – Visa and Mastercard are most likely to be accepted around the globe, though American Express is also widely accepted in some parts of the world. Make sure you select a card that will be accepted where you travel the most.
    • No foreign transaction fees – Choosing a credit card that doesn’t charge foreign transaction fees will save you from paying an additional 3% or more on purchases you make abroad.
    • Chip and PIN technology – Chip and PIN technology is immensely helpful when you travel abroad, but not all travel credit cards offer this perk. See which cards have chip and PIN technology before you choose a card.
    • Good exchange rates – One big benefit of using a credit card with no foreign transaction fees is that the currency you pay with will be converted to your home currency with no fees required on your part. Mastercard typically offers slightly better rates than its competitors.
    • Earning categories – The best credit cards for international travel tend to offer bonuses on certain categories of spend. Search for cards with category bonuses that match your spending patterns.
    • Good redemption options – The top cards in this realm let you redeem for travel directly or transfer points to airline and hotel partners at a good value (1 cent per point or mile is standard). The more options you have and the more value you get on your points and miles, the better off you’ll be.
    • Travel insurance benefits – The best travel credit cards offer free travel insurance like trip cancellation/interruption coverage, auto rental coverage, lost baggage insurance, baggage delay coverage and travel accident insurance.
    • Airport lounge access – Look for cards that let you enter a range of airport lounges at airports around the globe, but specifically in destinations you travel to often.
    • Global Entry/TSA Precheck – Also look for credit cards that offer a Global Entry or TSA Precheck credit. Both these benefits let you enjoy expedited airport security, saving you time and stress when you travel.
    • Hotel or airline preferences – If you travel frequently with certain hotels or airlines, you’ll find that certain cards are a better fit for you. On the other hand, if you aren’t loyal to any hotel or airline program, you may be better off with a more flexible travel card.
    • Origin or destination of travel – Make sure the card’s rewards and benefits fit with your travel plans. For instance, some cards may offer better lounge options along your route, or you may find that certain rewards cards don’t offer good redemption options where you’re planning to travel.
    • Customer service – Having a card with excellent customer service could come in handy in case of an emergency. According to J.D. Power’s 2020 U.S. Credit Card Satisfaction Study, American Express and Discover received the highest marks for customer service satisfaction last year, followed by Bank of America.

    Tips for using credit cards while traveling internationally

    • Notify your card issuer that you will be out of the country to reduce the chance of having your account frozen at an inconvenient time.
    • Bring multiple credit cards (preferably from different payment networks) in case a merchant doesn’t accept your main card, or your card gets declined.
    • Rotate your cards to get better rewards on certain purchases.
    • Have plenty of cash on hand for situations where you can’t use your credit cards.
    • If you are traveling to a country with chip and PIN cards, see if your issuer will allow you to add a PIN to your card.
    • Have your card information and your issuer’s emergency card services phone number on hand in case your card gets lost or stolen.
    • Opt to put your charges in the local currency to avoid paying more for the currency conversion.
    • Use your credit cards instead of cash where you can – as long as you are charging in the foreign currency, you can get a better exchange rate.
    • Avoid using your cards for cash advances, unless it’s an absolute emergency.
    • Use your credit card instead of a debit card to make purchases – not only can you avoid foreign transaction fees, but your purchases are more secure.

    Bottom line

    Picking a credit card for foreign travel can be an especially complicated choice. While you may have your eye out for a card with a large sign-up bonus and lots of points, you should have some travel goals in mind before you choose a card. If you know where and how you intend to travel, you’re more likely to find a card that can take you far in your journeys.

    All information about the Chase Sapphire Preferred Card and the Bank of America Travel Rewards Card for Students has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.

    Source: creditcards.com

    6 Fun, Inexpensive Ways to Revamp Furniture

    FunInexpensiveWaystoRevampFurniture

    Dresser Storage

    If your country kitchen is running out of room, consider a dresser. Even though you’re used to bureaus being only for bedrooms, it can be a valuable addition to a kitchen for storing napkins, utensils, and more. Repaint the dresser in colors to match your kitchen and you’ll have guests asking where you got your newest piece of kitchen furniture.

    Don’t Discard Dingy Dressers

    If your furniture is weathered or out of style, that’s not necessarily a reason to replace it. There are plenty of ways to spruce up old dressers, chairs, and tables. Everybody loves quilts, so why not drape one over that old chair that needs re-upholstering? You can also try using colorful fabrics on the fronts of nightstand and dresser drawers. Just get some scrap cloth from your last project or from a fabric store, and attach it to the dresser drawers with a staple gun. To have even more fun with it, we like to paint part of the piece and color-coordinate it with the cloth we’re using.

    Handled With Style

    If your cabinets are getting old and worn, you can revive them just by replacing the knobs and handles. A good variety should be available inexpensively at your local hardware store. They’ll make your kitchen or bathroom look brand new!

    A Gift for Decoration

    Dress up an inexpensive set of plastic drawers by covering them in wrapping paper. Choose some paper you love (you can even pick several coordinating designs), and cut the pieces to fit the size of the drawers. Then spread a crafting glue/sealer, such as Mod Podge, on the plastic and smooth the wrapping paper onto it, being careful to eliminate bubbles. Allow to dry, and apply a coat of sealant on top. Not only does the paper look beautiful, but it also hides the contents of the drawers, making everything appear neat and tidy.

    Matching Not Necessary

    You’ve probably noticed this at the restaurants you frequent, but it’s becoming more and more acceptable nowadays—even hip—to eat your meals on vintage, mismatched chairs. Instead of spending a fortune on a dining-room set, go for the mismatched look and hunt for your chairs at thrift shops and used furniture stores.

    Brighten Up the Bookshelf

    If you’re looking for an easy, inexpensive way to add a pop of color to a room, look no further than the bookshelf. You can paint the interior back “wall” of the bookshelf a color that either contrasts or coordinates with your decor. It will add a modern touch for not a lot of money! 

    Get more great tips on our podcast by subscribing on iTunes or Stitcher! You can also sign up for our newsletter and follow us on Facebook for our daily tips!

    Image courtesy of Shutterstock.

    Source: quickanddirtytips.com

    A Cozy New Rug Collection

    Hello friends! Praise be, the election is over and I just marked my birthday over the weekend – my official holiday season milestone. Whenever the calendar passes November 8, I feel like I can finally turn 100% of my attention to all things holiday. Obviously, the holidays are going to look and feel very different than years past. Perhaps instead of the holiday season, we should start referring to the next few months as the hunker down season. Because that’s what holidays in the time of Covid are going to require of us. But I’m not entirely mad about the idea of holing up at home. I’ll take a very valid excuse to look for ways to make my home as cozy, comforting, and beautiful as possible.

    Enter the new rug collection from Beni Rugs, designed by my style soul twin, Colin King.

    A Cozy New Rug Collection on Apartment 34A Cozy New Rug Collection on Apartment 34

    Called the Shape of Color, this new rug collection offers eleven Moroccan style rugs. Each rug features shocks of color inspired by Tangier and Marrakech. The hues are deeply saturated in simple geometric shapes or big bold stripes.

    A Cozy New Rug Collection on Apartment 34A Cozy New Rug Collection on Apartment 34

    While I typically eschew color, rugs are a wonderful spot to inject something fresh into a room. I used a bold colored rug in my own living room. The particularly nice thing about a rug – it’s an easy way to reenergize a space without really having to change anything else.

    A Cozy New Rug Collection on Apartment 34A Cozy New Rug Collection on Apartment 34 A Cozy New Rug Collection on Apartment 34 A Cozy New Rug Collection on Apartment 34

    There are a few secrets to picking out a rug. First, you want to think about size. A common mistake is getting a rug that is too small. You want all (or nearly all) your furniture in a space to sit on your rug. That helps a room feel anchored and like everything is working together. A too-small rug will actually make a small space feel even smaller!

    Next, you want to think about foot traffic. If you’re looking to put a rug in a high foot traffic area, you’ll want to ensure any rug you select will withstand an onslaught of dirt and use.

    Finally, when adding a colorful rug to your space you don’t need to “match your decor. You just want to keep everything in the same design family. Do you decorate with mostly warm colors or cooler tones? That will help you pick your colors.



     

    If you’re looking to upgrade the coziness of your home before the holidays hit, I definitely think one of these rugs would be a great way to do it. I’m already debating which one I might add to our house. I do have a home office refresh in the works! If I pick out one of these rugs – I’ll be sure to share.

    How are you planning on sprucing up your spaces for the holidays?

    images c/o beni rugs

    The post A Cozy New Rug Collection appeared first on Apartment34.

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    Source: apartment34.com

    The 5 Best Eye Shadow Palettes

    Woman using best eye shadow palette

    Just because you’re going out less frequently doesn’t mean you have to let your eye shadow game slip. I mean, you want to glow like a goddess on those Zoom meetings, right? And now you have plenty of time to perfect your look and find new colors to make your eyes pop.

    You know your go-to colors, sure, but why not try something fun and new? Here are some excellent eye shadow palettes that offer a wide range of shades and won’t break your budget. (See also: The 5 Best Stay-At-Home Beauty Essentials)

    Top 5 Eye Shadow Palettes

    Lamora Nude Eye Shadow Palette

    The Lamora Eye Shadow Palette in nude is a best-seller for a reason. It was created with high-quality ingredients into a waterproof cream formula. In order to enhance the wearer’s natural beauty, this palette offers 16 rich colors from rose gold to dark brown. The palette comes in a sleek case that’s small enough to take on-the-go. 

    It includes a message inside that says "Be Your Own Kind of Beautiful," which is a reminder we all need, and it’s backed by over 9,500 five-star reviews on Amazon.

    Currently $15.95 at Amazon.com

    UCANBE Twilight and Dusk Eye Shadow Palette

    The UCANBE Twilight and Dusk Eye Shadow Palette includes 18 incredible shades — 10 matte, seven shimmer and one metallic glitter colors that will make your eyes catch everyone else’s. All shades are waterproof, easy to blend, safe for sensitive skin, and has not been tested on animals. With the wide range of colors, you can easily take your look from day to night.

    This palette is also backed by over 1,500 five-star reviews on Amazon.

    Currently $9.98 at Amazon.com

    L.A. Girl’s Beauty Brick Eye Shadow Palette

    L.A. Girl’s Beauty Brick Eye Shadow Palette is the ideal palette to take on-the-go because of its magnetic case, double-sided applicator, and mirror so you can apply your shadow wherever you are. It has 12 highly pigmented nude shades featuring smooth mattes and dimensional shimmers. You can create a look for every occasion using the double-sided brush to contour, line, and highlight your lids.

    It also has over 5,000 five-star reviews on Amazon.

    Currently $6.99 at Amazon.com

    Beauty Glazed Shimmer Eye Shadow Palette 

    The Beauty Glazed Shimmer Eye Shadow Palette offers 15 gorgeous colors in a long-lasting formula that you’ll never want to take off. It’s waterproof too, so no need to worry about the weather interfering with your look. From light pinks to bold blues, this palette is bound to make your eyes pop.

    And it’s backed by over 2,000 four-star reviews on Amazon.

    Currently $9.99 at Amazon.com

    SHANY Bold and Bright Eye Shadow Palette

    If you want a complete palette to meet all of your makeup needs, the SHANY Bold and Bright Eye Shadow Palette is it. This palette has 120 bold colors to match every item of clothing in your closet, every mood, and every occasion. Each color is highly pigmented and won’t smudge. Whether you’re a beginner in eye makeup or a polished veteran, this palette will be your new favorite makeup item.

    It’s backed by outstanding online reviews, including over 1,000 four-star reviews on Amazon. 

    Currently $17.96 at Amazon.com

    And those are our recommendations for the best stay-at-home kitchen essentials. As always, be sure to check Wise Bread’s Buying Calendar to learn when and how to buy just about anything!


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